Hotmail accounts are quite attractive to scammers. Within minutes, every address in the Hotmail contact list receives a message that says, "Help I've been mugged, send $500 via Western Union." Invariably the scammers change the password, so they can use the account while the owner's wondering why he or she can't get in. Some scammer grabs the password, logs on to Hotmail, and commandeers the account. Nine times out of 10 they've been careless with the password - reusing their Hotmail password on other sites, for example, or typing it on a machine of dubious pedigree. I get complaints almost every day from people who have been locked out of their Hotmail accounts.
(You can use any email address as a Microsoft Account, in fact, but the Windows 8 directions don't mention that option.) It's definitely to your advantage to set up a Microsoft Account and use your Hotmail or Live email address. SkyDrive asks for a sign-in - photos, too. The Music app sniffs, "To get the most from this app, switch from your local account to a Microsoft account." You have to sign in to the Microsoft Store.
If you log on to Windows 8 with a regular Local user ID and password, you're a second-class citizen.
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